Payment Policy

Effective Date: [2026/9/15]
Applicable Scope: All wholesale, sample and customized jewelry orders of our company
This payment policy serves as a unified official term for all customer orders. By placing an order with us, the buyer shall be deemed to have fully read, understood and accepted all the terms below.

1. Payment Methods Overview

We support multiple secure international payment methods for different order types: PayPal, Credit/Debit Card, Bank Wire Transfer and XTransfer. Specific applicable methods are subject to the rules of different order categories below.

2. Small Orders & Sample Orders

Order Definition: Daily small wholesale orders, trial orders and all product sample orders that can be self-ordered on the official website.
Available Payment Methods:
  • PayPal
  • Credit Card / Debit Card (online direct payment)
  • Bank Wire Transfer
Payment Term: 100% full payment in advance before order processing and shipment.

3. Large Wholesale Orders

Order Definition: Bulk wholesale orders exceeding the website self-order limit or with large batch quantity.
Order Process: Please contact our customer service team to confirm quotation, stock, delivery schedule and payment terms before placing the order. No self-checkout on the website.
Available Payment Methods:
  • PayPal
  • Credit / Debit Card
  • Bank Wire Transfer
  • XTransfer (preferred for bulk orders, low handling fee and fast settlement)
Standard Payment Term: Negotiable based on order amount and customer credit; formal payment arrangement confirmed by official PI.

4. Customized Orders (OEM/ODM)

All personalized customized jewelry orders follow exclusive fixed payment terms to confirm production arrangement and guarantee order validity.
Two Optional Fixed Terms:
Option 1: 100% T/T in Advance (Full Payment) 100% full payment via wire transfer before mass production. Production and shipment will be arranged only after full payment is received.
Option 2: 30% T/T Deposit + 70% Balance against B/L Copy
  • 30% deposit by T/T after order confirmation & before production
  • 70% balance payment shall be settled after shipment and before document release, against the copy of Bill of Lading (B/L)
  • Original shipping documents will be delivered to the buyer only after the full balance is received

5. General Rules & Notes

  • Order Validity: All orders are not officially effective until the payment (deposit/full payment) is credited to our designated account.
  • Bank Charges: All international bank handling fees, intermediary fees and transfer charges shall be borne by the buyer unless otherwise agreed in writing.
  • Payment Delay: Delayed balance payment will cause delayed shipment; the seller reserves the right to adjust the production schedule or reschedule the delivery date accordingly.
  • Custom Order Rule: Customized orders are non-refundable after production starts, due to personalized custom materials and processing.

6. Official Payment Account

Detailed payment account information (PayPal ID, bank account, XTransfer account) will be issued in the official proforma invoice (PI) for each order. Please transfer payment strictly in accordance with the latest official account information.